Q:I have purchased a car just a few days ago and simply have no clue about what good car insurance is all about. Can you give me some tips on that? Remember, I’m limited in my expenses. Can someone give me a clue on a good company with good deals?

A:You might want to check your local auto insurance brokers first. Brokers have connections with more than just a few insurance coverage and can recommend you a deal according to your budget and needs. In case your auto is older than five years, getting collision insurance is not the best idea. If you really want to get one, choose a higher deductible. It is also wise to get uninsured motorists coverage. The price you will pay and your annual premiums will depend on several elements, such as your are, age, experience and so on.